Friday, July 31, 2009

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What is money? What are values?

you know what money is? It is quite simply a means to the swapping of goods and services to facilitate a society. You get money for a performance you an individual or more of the community to give and pay for services you take from the community. Money makes the goods and Performance by evaluating comparable with prices and facilitates exchanges. You must not get something in return by the same person, give your performance. But you receive money. You also have to spend all the money back immediately. You can keep it at first or someone to borrow and spend more at first, and so they have already given, the company's deferred demand it back again. That's a great thing. The free market controls on prices and wages provide the value of benefits and taxes for justice.

If the idea of money, but not for all the services you need to take advantage of you and you will not pay for all services you provide money. This does still not mean that these benefits to society would be worth nothing, they only take place outside of our economic system. See eg, your children, take care of the elderly neighbor care, are your friends. All this is free, but certainly not without value to society.

money is supposed to facilitate exchanges only, not scored any give and take in society. Although it often seems, and although there have so many want, such as the tax office, since there was any exchange of money valued business deserves. Since there are concepts such as cash Advantage of the fictional housewife wages and the gray area between mutual aid and moonlighting. So always where services are provided, which are somehow measurable.

But what about values such as closeness, love, freedom, security, benefits, health and happiness? This is not to evaluate everything in terms of money, because that also are not commodities, we may exchange. Therefore, we are also pleased to offer services or goods intended to include or promote these values. As if one could gain freedom if you buy a certain brand of cigarette and smokes. On the contrary, you catch the fact a rather a disease that robs you of freedom. You also get No health because you have health insurance. It will only help them if you have a particular disease, to eliminate them. But health is not merely the absence or reduction of certain diseases that has defined our health insurance as a disease. And lucky you can not buy a lottery ticket.

Wednesday, July 29, 2009

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our real needs, we usually do not recognize

It's surprising what happens to us through the too-easy spending money. Did we all felt bad and unfortunate because, as we still earned less? Was the holiday in the Eifel really worse than the trip to the Maldives? Ah, there we were young and unassuming and had other values. I hear from everywhere. Why do the values and the right? But just because we earn more. Because our neighbors and our friends make it that way. They would have to start but sometimes think! Do I need the everlasting flight to my destination, if possible with the time difference and jet lag incriminating, rather than a short drive or train ride, just because I'm older now? But rather the opposite!
No, I do it because I have more money and can spend more. Only because of that. All other reasons are just excuses most of us, and parroted stuff.


I want to show you in this blog, as you do your can determine its own real needs and how to avoid to fly to other requests or wrong desires. They must recognize the planted in you pseudo feelings, their automation and instilled deliberately suppress or off, because they can completely eliminate the unfortunately not. If you are not careful, you always fall back in on these signals. All this will be dealt with and she can still be happy strongly disagree or agree with me too. The course, decide for yourself. But then, I hope, aware of itself.

Tuesday, July 28, 2009

My Head Feels Bruised To

debt costs remain

How is it given the many employees who suddenly lost their jobs have, because there was cheaper labor in the East at once? They wanted to stay then stay in their heavily indebted, over-sized house. Together with their families did not want the usual "prosperity" and can now sink into debt. It will happen in the future many people. The work will be less or somewhere else cheaper. Companies need to make more money. Then fired. Think also: Why save? I earn the money but because I can spend it too! Very rarely do I find someone with no debt. Many can be an expensive, long-term debt-financed construction aufschwatzen or they have placed on unbeatable tax savings or drive at least extremely tax efficient Leasing cars. You into debt and live with high fixed costs that are even higher if the tax savings disappears again. If nothing comes in suddenly, running costs further still. And with tax saving then nothing more. But the contracts do not you get out more.

Saturday, July 18, 2009

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Who, who can waste so!

During my years of working in an international conglomerate, I could often see that especially the high-revenue areas were often organized badly that they dealt sloppy and wasteful with their material that they continued to build too much staff. The staff tended to all rather than the arrogance of the low-income Areas. They traveled more, had more internal meetings, larger and more expensive offices and more expensive training. They spent a lot of money to form a unit with psychological counseling and adventure events, always what was just very in vogue. Always the latest and supposedly the best. The good news was not good enough. These areas were not the most satisfied employees and never a particularly good working atmosphere. The processes were never the best and they tended to carelessness and waste. It was! Money was richly deserved. They were praised for their good yield. Why should they change. Well, everything went still.
to me as a consultant to come only when all of a sudden something happened when the sales at all not even on the costs covered. That was not predictable! The gradual decline in prices and quantities, but was normal in the business, he was simply ignored and prayed healthy. We were made but always! The competitor's fault if the product was not purchased because of insufficient purity. They had even built the new facility almost next door, that too with too much capacity, because the need to take so dumping prices and make the market broke. And so the competitors had the chance to build everything from scratch. We could never! So much money was the profitable investment indeed passed since then again, not.
Now I could play the restructuring specialist, previously they would have never listened to, because what should the saving of a few euros, but only as if the money flowed in.. Now we had to make large cuts and make everything from scratch in question. And this with a team that had previously won only to fight but without. How should we achieve quick results? See the parallels with your situation? A company is no different than a family, here and there simply determine just people. People with the same errors.

Tuesday, July 14, 2009

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Companies make mistakes

you and I are not alone with our mistakes. It's almost the only one. The man is always in on convenient, if he does not deliberately blocked. You will not believe it, even large companies find it difficult to make the same mistakes, even though everything is written economically optimized, even though they have financial experts and controller use. There is always that the managers of these companies are also comfortable and people do not work out what they really need and what they really want. And that they spend the money that comes in directly again. One is satisfied if the revenues are higher than expenditure. This ensures only the short-term survival. Why it happened because that company for a long time suddenly went well cease to exist? Why is a large undertaking an area, an operation suddenly closed down or sold? Always associated with a substantial loss of jobs. Is this just bad luck? Sometimes this is certainly a lot of bad luck with. But this is always associated with levity, blindness and false values in the affected companies. The company is in it without realizing the error spiral fall.

Sunday, July 12, 2009

Poems For A Money Tree

Exercise 5 - area accounting

task in Exercise 5 was to create an area accounting for a variety of departments at the Technical University (TU) in Kaiserslautern.
given to load the first step, a layer of the selected departments of the TU in QuantumGIS. On "Tools" -> "Geoprocessing Tools" -> "Dissolve" is achieved, that all the departments, which are located in the layer to be processed together.

The next step is then already the actual accounting. With the newly created layer, the TU_KL_dissolve named, has now been further developed. On "Tools" -> "Geometry Tools" -> "Export / Add geometry columns ", a new layer created and so they reached the final accounting of the Departments of the University. The so-newly created Layer TU_KL_Flächenbilanzierung was called.
Below is picture of this layer with the attribute table that represents the balance sheet.



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Into the error spiral of spending money!

I know the error spiral of spending money from their own experience. More and more drives you into wasting the money, you get used to it and it goes on and on. As I am myself fallen into because there? After studying mathematics and economics I earned compared to my student days, which I Term paper, summer jobs and tuition funded at once so insane amount of money that I first made no thoughts about money and costs. I have this money immediately and easily spent every month in full. First, one might think that this is indeed the need to catch up because you previously had so little - and a few wishes I had already! But spending month after month all? I've also gets high despite the high income and with no need for a self-occupied house in debt. But it all came back clean, so was the argument. And the others do it that way. This went on all the years and everything as simple and unnoticeable that I understand not eight years later could, as I had during my studies at all have survived.

but truly I had carefully read the thing about my income and expenses accurately calculate and justify the decisions of business management to correctly.
But spending money is much too simple, that one begins to think by themselves. Think need an incentive or a problem. I had no problem. I assumed it must just be all over the years become much more expensive. Where was I supposed to know the prices? I had all day to do enough with my work! But I still wanted to know, and after several months of detailed writing down turned out that just a few things had become more expensive. My expenses have increased mainly for things that I do not but desperately needed, which I liked but very happy and those that I needed at all or not in the high quality and I would get with a little thought and See much cheaper or better yet , would have not bought.

course I had a really great argument. I could earn in a few hours of work more money than I would compare prices with laborious and drive long distances to different stores to save. In addition, the work increased so also the universally beloved gross national product. But this was a completely senseless, and even false argument. First, I would have saved far more than I realized at that time, it would have made in addition to other fun and I could just as well sacrifice a few hours of TV for free. All just convenient excuses!

From my memory I know that I had lived well during the study and that I had very little leave, especially because I did not need holidays file. I was without leave happy because I liked my life just all around. Once a year for two weeks in Eifel, Westerwald, and Alpine handed me completely. I had a lot of work during the study period, but just did what I was really happy and I knew I was very happy. How was that possible with so little money? I would do today then ever live like that? Question: Why not? But perhaps there is also a good solution is between these extremes.

was cashing in my first time but I noticed some of my mistakes. I'm not but come on. I was not able to work out my real needs and I have my issues set no limits. I had given no budget. No question of ever changing anything specific and to give up something. It is always extremely difficult, his Unmäßigkeitsfehler drive out, even though it may still really well. So it is with any excess, whether smoking, alcohol, obesity or Bewegungsmuffelei. Many start first with the change, if it's already too late, when the first really serious disabilities occur.

could with my attitude at that time I win, of course not and I'm not even come out from the error spiral. I was aware of the problem but, I could even guess about how to get out there. But I lacked the will on the one hand, they used to come out in a comfortable position to overcome the impulse, the strength to overcome the inertia. And I lacked the knowledge, as I should do for now. Until a much later, very deliberate and structured approach has kept me from further errors and thus brought me tremendous freedom.

Thursday, July 9, 2009

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mistake we all make it difficult

errors have to spend the money in our consumer paradise as normal and they are easy to commit. These errors have no shame. But you should learn from your mistakes. However, you must know your own values, goals and real needs and which is not easy to determine, for these are as you are individually. What one is right can be wrong for the others. We humans are all very different, fortunately. That makes us just as hard but the right wishes to appoint and we are prone to false insinuations by others. I started this blog as you unfortunately do not say what is right for you and what is wrong. And certainly not without you even knowing.

If you recognize your real goals and desires not himself, then you do the same thing still wrong. You get used to it and do further, more serious mistakes without realizing it. Even worse, you even argue vehemently that you make mistakes. They come without realizing it in an error spiral from which you come out only by a strong external stimulus, such as the loss of a job. Or they pull themselves out of it By
just start consciously think.

How you structure your thinking and direct it to come from the error spiral that can and I want to show you in this blog. The impetus, however, you have to give it myself. Think about it!

Wednesday, July 8, 2009

Iritis How Long Does It Take

the saving and spending money

Since it is too easy to spend the money, makes you look not too long thinking about whether it would otherwise not much better. Only when you make conscious of what you really need from the depths of soul, and when you get out what you really want if you manage to spend the money to make some serious, then suddenly realize what matters. You may realize that you rarely the right thing and bought the most expensive, because it was so easy. Comfort is unfortunately very expensive and it quickly leads to laziness and has never been a good guide for a better life. If you suddenly have too little revenue, lower than your expenses, you inevitably begin to think about. But why not think before? The effort is worthwhile. First, it is worth it because now you can save enough to put it for more difficult times or for what you really meant a lot to the second page and is worth the effort because you are simply happy earlier. Saving helps to prevent fly on the money. It helps to connect the spending of money with increased complexity and thus build up the pressure you need, want to think about what you really are. This pressure causes you to chase your money is not painfully come creeping ill for the simple and supposedly better lightly again.

If you start in the course of your life to earn more at a time, then yes this will not automatically increase your needs. They can only afford more. You can then spend more money suddenly. You should find out for your own sake, if you Your money for exactly what you want to spend themselves, or only for what he wants there to answer it for you.

Tuesday, July 7, 2009

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waivers must be to learn

What is it, if the money suddenly flies at you? Because you are unemployed. Because your business is running not as good. Because you can not. Because you are burned out. Because you get divorced from your spouse and maintenance, depending on the perspective, too low or too high. Because the whole treadmill of work have completely browned. Or whatever. Do you think could happen to you and what is not there already great help for such to save the event? They would always have enough time, if such a case, sometimes occurs. Only then you simply do without. On all the things you no longer need so badly and it will work out somehow. Of course this is, but how? Just ask a Qualifying! How do you know what you really need and what it will cost? You may have to just give up what you really need urgently to what your life personally makes you so worthwhile, maybe just because you are contracts entered into, you do not so quickly terminate, or because you lack a financial cushion to to bridge difficult times or because you do not know then how to to save, do not know where you can save painless. The exercise you need and absorb consciously. That will not happen overnight. If your earnings go back, then you will very quickly be unhappy and dissatisfied because you all have to do without what you need to think, to what you had always wanted. It takes a certain time before you really know what you need.

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Save heavier than wasting

you ever had problems with it, spend your money? I suspect not. If you have plenty of that, it's really quite simple. They almost escape, without requiring you to try. Due to this ease of spending money we imagine ourselves in a wonderful paradise. You can buy everything you want without making an effort here, because everywhere and easily accessible, there are shops, shopping centers, consultants, brokers, hotels, restaurants and very comfortable even the ubiquitous Internet. Each dealer will take your money without hesitation. If you ever have anything in your wallet or at home, a short stop at the vending machine is sufficient. A few buttons and you have your cash. Or even easier: you show in your business bank account or credit card. Away your money! Problems. And the roasted pigeons fly to you.

If the Money now so plentiful and so easily accessible to your accounts came from, and if that was quite possibly still in the coming years and decades, so of course everything would be easy. Is that not about you?

Yet this is just what promises the supposedly free market economy. We have internalized the principle of steady growth long ago and make it no longer is in question. Always new needs we are, consume more and more we should and we all will then go up for ever getting better. Are you ready yet, which to doubt? We as a whole people even criticized regularly in public when we save and therefore spend less. The savings rate is too high, they say. We did break up the recovery. Have you not heard that before somewhere? Do not listen to it!

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saving is nothing immoral

As you drive on the highway? If you see a sign for the highway speed limit, then drive as fast? Naturally top speed! At least, not most. Always a little bit about it.

Hardly anyone makes different and if so, then it hinders traffic. We do it like driving a car and we do so with spending money. It's so easy and all it do so. We have the money, then give it also!

Raser we may not, nor over-indebted. But those who adhere strictly to the border and take a little lazy, but impeding the traffic. Just as people have the money, spend it not. They are misers and hamper the economy.

But we see only the highway and not the next exit. Must we then rush? Is there no other better way? We firmly believe that saving is something immoral. It is not! No inhibitions, just down the highway.

Sunday, July 5, 2009

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Exercise 4 - Spatial Data Processing

object of the exercise 4 was the representation of Vogelschutzggebieten (VS G) and Flora-Fauna-Habitat (FFH) in the districts of Birkenfeld and Bernkastel-Wittlich, which in addition to the journal and the usual charge on CD in addition this time as a pdf poster in A2 format should take place. It manages
was all in four steps.

In the first step, the project called Natura 2000 was created in the Gauss-Kruger zone 2 in metric units. Also, the directory in which all the resulting files should be stored below, was created.

The second step involved the insertion of layers of the districts in Rhineland Palatinate, alsauch the layer of VSG and the FFH.

was now in the third step, the actual processing of Exercise 4 First were
de generates a layer in which the two districts Birkenfeld and Bernkastel-Wittlich should be presented, in addition, the limits of the two counties made visible. Thereafter, the VSG and FFH, which concern the two Lndkreise represented in two other layers. These layers were on "Tools" - created> "Select by location" -> "Researching Tools". Im so appearing window is first shown to be searched in what layer, and then what should be sought. They settled into the aforementioned layer of VSG and FFH. Subsequently, two other layers were created, only the VSG and FFH on display, which is within the counties and Bernkastel-Wittlich Birkenfeld were. VSG and FFH, the hinauragen beyond these limits are truncated in this case to the limits. This is achieved via "Tools" -> "Geoprocessing Tools -> "Clip". Here again, a window appears in which the layer is first given, which is cut in, and then the layer that serves as a template for the intersection. Sun Created in turn two layers of laminated glass and FFH. These two layers were then combined to a layer, which is in
"Tools" - has reached> "Union" -> "geoprocessing tools. In the emerging window, the two layers that are to be united stated. The result is a layer in which both the cut laminated safety glass, are the cut alsauch FFH. The last step should

a PDF posters will be created, in which also the classifications of the VSG and Habitats were found. But you go in the Properties window of the two layers cut to "representation" and makes it to the "unique value". Now, still "Gebietsnum selected and completed on the" classification "of the process. Subcontent the colors have not yet adjusted to provide more clarity. In addition, a map of RLP was introduced, but was made transparent in order to be located below to obtain layers visible. With the Plug-in "Quick Print" was then created in pdf format A2, the expansion of the
counties and Bernkastel-Wittlich Birkenfeld represents.

Below is the product of the combined layers in the
counties Birkenfeld and Bernkastel-Wittlich view