Into the error spiral of spending money! I know the error spiral of spending money from their own experience. More and more drives you into wasting the money, you get used to it and it goes on and on. As I am myself fallen into because there? After studying mathematics and economics I earned compared to my student days, which I Term paper, summer jobs and tuition funded at once so insane amount of money that I first made no thoughts about money and costs. I have this money immediately and easily spent every month in full. First, one might think that this is indeed the need to catch up because you previously had so little - and a few wishes I had already! But spending month after month all? I've also gets high despite the high income and with no need for a self-occupied house in debt. But it all came back clean, so was the argument. And the others do it that way. This went on all the years and everything as simple and unnoticeable that I understand not eight years later could, as I had during my studies at all have survived.
but truly I had carefully read the thing about my income and expenses accurately calculate and justify the decisions of business management to correctly. But spending money is much too simple, that one begins to think by themselves. Think need an incentive or a problem. I had no problem. I assumed it must just be all over the years become much more expensive. Where was I supposed to know the prices? I had all day to do enough with my work! But I still wanted to know, and after several months of detailed writing down turned out that just a few things had become more expensive. My expenses have increased mainly for things that I do not but desperately needed, which I liked but very happy and those that I needed at all or not in the high quality and I would get with a little thought and See much cheaper or better yet , would have not bought.
course I had a really great argument. I could earn in a few hours of work more money than I would compare prices with laborious and drive long distances to different stores to save. In addition, the work increased so also the universally beloved gross national product. But this was a completely senseless, and even false argument. First, I would have saved far more than I realized at that time, it would have made in addition to other fun and I could just as well sacrifice a few hours of TV for free. All just convenient excuses!
From my memory I know that I had lived well during the study and that I had very little leave, especially because I did not need holidays file. I was without leave happy because I liked my life just all around. Once a year for two weeks in Eifel, Westerwald, and Alpine handed me completely. I had a lot of work during the study period, but just did what I was really happy and I knew I was very happy. How was that possible with so little money? I would do today then ever live like that? Question: Why not? But perhaps there is also a good solution is between these extremes.
was cashing in my first time but I noticed some of my mistakes. I'm not but come on. I was not able to work out my real needs and I have my issues set no limits. I had given no budget. No question of ever changing anything specific and to give up something. It is always extremely difficult, his Unmäßigkeitsfehler drive out, even though it may still really well. So it is with any excess, whether smoking, alcohol, obesity or Bewegungsmuffelei. Many start first with the change, if it's already too late, when the first really serious disabilities occur.
could with my attitude at that time I win, of course not and I'm not even come out from the error spiral. I was aware of the problem but, I could even guess about how to get out there. But I lacked the will on the one hand, they used to come out in a comfortable position to overcome the impulse, the strength to overcome the inertia. And I lacked the knowledge, as I should do for now. Until a much later, very deliberate and structured approach has kept me from further errors and thus brought me tremendous freedom.